zlacker

>>zuhaye+(OP)
$600K of that is “equity” in a private company. You never know when the company will go public or with what valuation.

I can’t sell equity in a private company to exchange for goods and services like I can stock that gets deposited in my brokerage account every six months.

>>scarfa+Ta
There are exceptions right? Stripe isn't public yet I'm pretty sure there are ways to sell the stock that's accrued. I remember something about them opening up a way to sell your shares and since I get pinged on LinkedIn every so often about it I'm assuming it's a thing.

>>opmelo+ad
Only at a deep “we buy ugly houses” type of discount and only if the company allows it and if there is a market for it. Like I said earlier, I know the value of my “equity” in a publicly held company:

=GOOGLEFINANCE("AMZN", "price")* (number of shares).

I can log into Fidelity and sell my shares during hours when the market is open and not at a discount.

>>scarfa+hg
> Only at a deep “we buy ugly houses” type of discount and only if the company allows it and if there is a market for it.

This is incorrect. There is often significant unmet demand for private successful companies. Employees can often sell at close to what investors end up paying for it.

>>kortil+ZP
A startup that isn’t making a profit is by definition “not successful”.