To me this is just the logical end result of capitalism where the only thing that really matters is profit at any cost. Many people would be fine with being an average person living moderate life, but capitalism is always incentivizing people to exploit and abuse others in the name of profit and the average person is constantly getting screwed and everyone knows it. And there are only 2 real solutions to escaping that problem, eschew modern society and live a subsidence life, or find a way into the top percentage of society so you have more money than you need so you can ignore most of those problems.
Shitty boss/job? Having extra money lets you tell them to fuck themselves and move to another job at any time. If you don't have extra money, well you are not going to be able to tell your shitty boss to shove it unless you want to risk becoming homeless and destitute. Legal trouble? Well money is the solution, which is why poor people are so often screwed over by legal trouble because they can't lawyer their way out. Etc etc