if the world suffers, those doing the "suffering" needs to push that complaint/cost back up the chain - to the website operator, which would push the complaint/cost up to cloudflare.
The fact that nobody did - or just verbally complained without action - is evidence that they didn't really suffer.
In the mean time, BofA saved cost in making their site 99.95% uptime themselves (presumably cloudflare does it cheaper than they could individually). So the entire system became more efficient as a result.
What an utterly clueless claim. You're literally posting in a thread with nearly 500 posts of people complaining. Taking action takes time. A business just doesn't switch cloud providers overnight.
I can tell you in no uncertain terms that there are businesses impacted by Cloudflare's frequent outages that started work shedding their dependency on Cloudflare's services. And it's not just because of these outages.