These days you can assume any loophole must be exploited by people who not only are unashamed in doing so, but rather proud of their prowess to exploit. It is an ADD diagnosis for extra time, a disabled placard for better parking - hell the new meme is motile people pretending to need wheelchair access for priority boarding at airports.
It is the metastatic presentation of a society too fat, gluttonous, and imbalanced to function in the face of any actual adversity.
I don't blame anyone - American society is cruel, untrustworthy, alienating, and unforgiving. Spoils are awarded to the least scrupulous actors and all negative outcomes are externalized. Take what you can and fuck everyone else, right?