zlacker

I absolutely hate that government and bank apps are only available on the Play Store. You are legally required to have a Google account and accept their ToS to use them. I am aware of Aurora, but some banking apps check their origin and refuse to run if not downloaded from the Play Store.

>>zaik+(OP)
I had to deal with this for government apps specifically related to immigration. I don't mind banks requiring it, I don't have to use that bank. I do mind governments requiring it if my only recourse is having to leave the country entirely.

>>_heimd+l
> I don't mind banks requiring it, I don't have to use that bank.

What if all banks require it?

>>bakugo+s1
Banks aren't required. Its ridiculously inconvenient today to not have a bank account, but you aren't required to have one.

>>_heimd+P1
You should still be upset about it.

>>Dylan1+Z8
What does being upset about it solve?

Companies can choose what product to offer and what customers to serve. I can choose what products I'm willing to spend my money and time on.

My problem is when I am compelled to use something despite my opposition to it, such as the immigration app I mentioned being force to use under threat of being kicked out of the country.

>>zaik+(OP)
Do they not have websites to login with?

>>j45+Ff
Some force 2fa with their app only.

>>_heimd+P1
They are required for salary payments in my country.

>>j45+Ff
IIRC Payment Services Directive aka PSD2 in EU for banking sector mandated verification of users and transaction and one of such ways is verification through mobile app.

When I login to my bank on desktop, after passing thru standard flow of login+password (plus silly "pick the avatar you once selected placed at random on this grid") page shows a modal to approve once, approve and add to trusted devices or log out (which never works on dynamic IP). Then I need to approve in app with secondary PIN aka "mobile password" in my bank terminology. Operations on both desktop and within app require that secondary PIN; transactions up to a specified limit do not but mobile payments done with temporary 6-digit codes need a confirm

>>_heimd+P1
Cash salaries are banned in some European countries. You can't have any income without a bank account. Welcome to the dystopian future, enjoy your stay.

>>_heimd+P1
They are required for just about everyone in a lot of countries. In the Netherlands a bank account is actually a right¹, and as far as the tax authority is concerned, required.

1: https://www.belastingdienst.nl/wps/wcm/connect/nl/intermedia...

>>_heimd+P1
So so, housing isn't required and no one requires you to buy food either