It becomes very clear when you move to a different country where you don't speak the language. Suddenly, advertisers cannot tell you that you need their products. And it is very emancipating mentally.
The nuance for me is that sometimes (mostly online) I see ads for a tool or game or product that just shows it in action, and while 95% of the time I still don't want it, there's the small fraction of the time where I think "Hey that actually looks nice" (and I'm fine with the other 95% that just show me the product).
Commercials for insurance are basically always terrible though; if you're advertising anything besides rates, coverage, or service, then what does it have to do with your product?
It seems like we mostly agree after all?