I'm not quite there yet, but even when i already pay for the service (for example Amazon) i'm tempted to pirate it. My local Plex server is so much more usable than Amazon's terrible streaming app. Amazon's app freezes frequently for me, gets loading widgets stuck overlaying the movie/show, etc.
I'm debating finding a way to download shows i pay for and then watch them locally. A bit of a grey area between paying and pirating, but i'm done with their crap UXs.
I'll avoid pirating as long as i can because i make plenty to justify not pirating; but i will gladly solve their terrible UX problems myself if i am able. I am paying for it after all. TOS be damned.