I've noticed this too, and I think it's a good thing: much better to start using the simplest forms and understand AI from first principles rather than purchase the most complete package possible without understanding what is going on. The cranky ones on HN are loud, but many of the smart-but-careful ones end up going on to be the best power users.
I feel lucky to have experienced early Facebook and Twitter. My friends and I figured out how to avoid stupidity when the stakes were low. Oversharing, getting "hacked", recognizing engagement-bait. And we saw the potential back when the goal was social networking, not making money. Our parents were late. Lambs for the slaughter by the time the technology got so popular and the algorithms got so good and users were conditioned to accept all the ads and privacy invasiveness as table stakes.
I think AI is similar. Lower the stakes, then make mistakes faster than everyone else so you learn quickly.