zlacker

>>ptorro+(OP)
This is insanely stupid stuff. Even the UK with our weird panic over Incredibly Specific Knives hasn't tried to do this kind of technical restriction to prevent people printing guns. Why not? Because nobody is printing guns! It's an infeasible solution to a non-problem!

Someone should dig into who this is coming from and why. The answers are usually either (a) they got paid to do it by a company selling the tech, which appears not to be the case here, or (b) they went insane on social media.

(can't confirm this personally, but it seems from other comments that it's perfectly feasible to just drive out of New York State and buy a gun somewhere else in the gun-owning US? And this is quite likely where all the guns used in existing NY crime come from?)

I would also note that the Shinzo Abe doohickey wasn't 3D-printed.

>>pjc50+Ya
Actual shootings with 3D printed guns are relatively rare but it’s come up because Luigi Mangione killed the United Healthcare CEO with one.

>>derekd+sd
And they're still doing anything except addressing the grievances that lead to that.

EDIT: I think you mean "allegedly"

>>TehCor+ef
> doing anything except addressing the grievances that lead to that.

Well yeah, it's not exactly easy to get everyone to understand that insurance isn't magic and money out has to match money in.

>>tbrown+uY1
According to this source, united healthcare profits were $14B in 2024. https://www.healthcaredive.com/news/unitedhealth-unh-2024-re...

So yeah, money out not matching money in is exactly the problem.

>>gretch+R22
So a bit under 5% per the rest of the numbers in that link.

>>tbrown+B62
I can't find the detailed breakdown for 2025, but in 2024, they took in $308bn in premiums and paid out $264bn in medical costs. So even ignoring all of the downstream and systemic problems caused by insurance existing as a for-profit entity, they're taking 14% off the top just to exist as a middle-man.

https://www.unitedhealthgroup.com/content/dam/UHG/PDF/invest...

>>delect+eq3
> they took in $308bn in premiums and paid out $264bn in medical costs ... they're taking 14% off the top just to exist as a middle-man.

In 2023, they had a 0.8% profit margin[0]. 9 billion dollars in a trillion dollar industry.

Ignoring the disingenuous framing ("taking off the top" including how much they pay their employees), how does that compare to other industries?

[0]https://content.naic.org/sites/default/files/2024-annual-hea...

>>parine+8R3
> including how much they pay their employees

Highlighting that was actually part of my point. What utility does insurance add to justify its existence as a middle man? How are we better off with a middle man taking a cut vs nationalizing the industry? And that 14% is at best, given the other externalities of the existence of insurance and its perverse incentives.

You're saying "how is that worse than other industries", but I'm saying, why is there an industry there at all?

>>delect+pW3
The government would still need employees to basically do everything that the people at insurance companies do. Theoretically it could be more efficient, realistically it would not.

The real problem with our system is that for anyone who is going to hit their deductible, or especially their out of pocket max, the costs no longer matter at all. Sure, that cancer drug can be $500,000. GLP1 drugs for $1,000 a month? Why not?

Of course, there's no free lunch on this. In a single payer system you get things like the UK not approving certain cancer treatments for people over a certain age, certain medications just aren't available, etc.

Otherwise you could make every plan a very high deductible plan, possible just not cover medications at all, etc. But then people will complain about people not being able to afford things, especially in the short term.