zlacker

>>mecred+(OP)
1. Author lost me at his first sentence: "Like most people, I’ve had my identity stolen once or twice in my life." I am careful and aware of this possibility, but AFAIK I have not experienced this, nor have "most people" I know. o_O Crazy times.

2. I don't even understand how a title transfer could happen without verifying ownership. Is the title system in the USA decentralized or that much different than elsewhere? i.e. Torrens-style

>>emptyb+dq
In the dark old days before Apple Pay, where it was common in America to hand your credit/debit card to some rando at a restaurant and have them disappear with it for a few minutes, about once a year my bank would call me to ask if I'd been using my card in some far-off locale:

"Hi! Are you in Tijuana?"

"Not since 1993. Why? What's up?"

"So you didn't just try to buy gasoline at a PEMEX there?"

"Nope, I'm in San Francisco as speak."

"OK, thanks! We'll get a new card out in the mail to you."

That's a pretty low bar for identity theft, but I think it's defensible.

>>kstrau+g21
Handing your credit card to pay is still such a foreign concept to me

>>Hardwi+DE2
Back when computers were actually expensive and wireless networking technology wasn’t as good/common, they would take your card to the back office and run it on the single, hardwired card terminal.

Nowadays it’s less of an issue as those terminals cost peanuts and WiFi is ubiquitous so they have many of them and can just bring one to your table.

>>Nextgr+7M2
When there was only a single terminal it was common in Europe to just... walk to the counter and pay for the meal card in hand. No other way to type in your PIN

>>Boltgo+pi3
Not universally true. I had a couple of cards without a chip because, reasons. I still was walking to the counter myself, because giving somebody my card feels weird.