Having others run a service for you is a good thing! I'd love to pay a subscription for a service, but ran as a cooperative, where I'm not actually just paying a subscription fee, instead I'm a member and I get to decide what gets done as well.
This model works so well for housing, where the renters are also the owners of the building. Incentives are aligned perfectly, rents are kept low, the building is kept intact, no unnecessary expensive stuff added. And most importantly, no worries of the building ever getting sold and things going south. That's what I would like for my cloud storage, e-mail etc.
I say all this as someone who's been self-hosting services in one form or another for almost a decade at this point. The market incorporation/consumerfication of the hobby has been so noticeable in the last five years. Even this AI thing seems like another step in that direction; now even non-experts can drop $350+ on consumer hardware and maybe $100 on some network gear so that they can control their $50/bulb Hue lights and manage their expansive personal media collection.