When I forget to sign in to YouTube, I see the same pattern, shitty ads that are clearly only allowed because otherwise YouTube wouldn't have sufficient ad inventory to meet their internal KPIs.
The reality is, of course, that Google and its ilk doesn't give a single rat's ass about people falling from scams or getting infected by malware. Scams and malware pays better than "ethical" ads (to the degree that such a thing exists). It's a travesty that there are apparently no laws against their behavior.
While it has gotten around the "logical fallacy community", for lack of a better term, in the last few years, it could still stand to be known by more people. It's become very popular. I think there are many who have subconsciously picked it up as just how things are done.