>>akagus+l4
I've heard this argument before and yet I've never understood it.
What government apps do people run? Why do you need to access your bank account on your phone? Is this some payments model that's just not common in my country where we still use physical credit cards for everything?
>>ronsor+G7
They're rarely completely mandatory (Grandma still needs to be able to access her bank too), but the alternative is usually a whole lot more inconvenient (sometimes for bad reasons, sometimes just because that's how life is).