Banking apps, messaging apps, streaming apps, even video games all want locked down devices. They will use hardware cryptography to discriminate against us and refuse service if they can't cryprographically prove we're using a corporate owned device.
Naughty user. Looks like you've been tampering with your device, installing unauthorized software and whatnot. Only money laundering drug trafficking child molesting terrorists do that. I'm gonna have to deny your request to log you into your bank account.