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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. GnarfG+Th[view] [source] 2025-08-02 16:14:33
>>wallfl+(OP)
There are three things a nation needs to accept about universal health care:

(1) It’s expensive (2) Everybody has to pay (3) The government’s gotta run it

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2. gosub1+yp[view] [source] 2025-08-02 17:07:09
>>GnarfG+Th
Computers and software used to be extremely expensive about 30 years ago, yet private industry advanced the state of the art and brought the prices down.

There seems to be very little talk about making medical education cheaper and more accessible. Why wouldn't it be cheaper if we had more MDs and nurses? What if we made it easier to become an MD ?

The insurance system is a cartel and they are greedy. However the regulations (upheld by the government) enable it.

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3. satyru+Me2[view] [source] 2025-08-03 13:04:49
>>gosub1+yp
Health care is so different though because the market doesn't work.

If you are facing death, no one wants the off brand, budget cancer treatment. No one is going to shop around for the best value cancer treatment.

If you have a heart attack, no one is going to call around for the best price on the ambulance.

It is like a luxury market. People shop around for the best doctor/treatment with no regard at all for the price.

So it is like complaining that a luxury service market is expensive.

The only way around this is a completely state run health care system that you have no choice.

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