(1) It’s expensive (2) Everybody has to pay (3) The government’s gotta run it
There seems to be very little talk about making medical education cheaper and more accessible. Why wouldn't it be cheaper if we had more MDs and nurses? What if we made it easier to become an MD ?
The insurance system is a cartel and they are greedy. However the regulations (upheld by the government) enable it.
If you are facing death, no one wants the off brand, budget cancer treatment. No one is going to shop around for the best value cancer treatment.
If you have a heart attack, no one is going to call around for the best price on the ambulance.
It is like a luxury market. People shop around for the best doctor/treatment with no regard at all for the price.
So it is like complaining that a luxury service market is expensive.
The only way around this is a completely state run health care system that you have no choice.