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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. lvl155+rl[view] [source] 2025-08-02 16:40:02
>>wallfl+(OP)
Healthcare in the US is broken and they won’t let you fix it because the money is too good. Think about the fact that PBMs, which is there to save and manage on pharma is incentivized to promote drug price inflation. That’s just one “small” piece of this clusterf*k. It’s layers and layers of these convoluted system of incentives.

As to OP, the simplest solution is to move out of the US early enough or become “poor” enough and be in a wealthy blue state by the time you get to this predicament.

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2. Walter+1w1[view] [source] 2025-08-03 02:13:44
>>lvl155+rl
Is it a coincidence that the industries with the most heavy government involvement - health care, education, and housing - are the most messed up with perverse incentives?

Whereas the software industry, with near zero government involvement, has had enormous improvements in function and has pushed the cost to literally zero.

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3. jancsi+iA1[view] [source] 2025-08-03 03:18:50
>>Walter+1w1
> Whereas the software industry, with near zero government involvement, has had enormous improvements in function and has pushed the cost to literally zero.

What's most frustrating about this-- just take the poultry industry. To bring the cost to zero, all it would take is a single hacker to steal one government-regulated chicken and click "Copy" in its elusive little context menu[1].

Try telling that to a young person today. If you're like me you'll get the so-called "Gen Z Stare" in response.

1: Assume a 2d chicken.

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4. Dilett+lU1[view] [source] 2025-08-03 08:23:24
>>jancsi+iA1
Sorry, but I'm completely lost on the chicken point. Would you mind expanding on that just a little more? Is the gov't keeping secret vat-grown super-chickens?
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5. throw-+Ge2[view] [source] 2025-08-03 13:03:38
>>Dilett+lU1
I think they're implying that software is completely unlike healthcare or chickens. One can be multiplied for free but the others cannot, no matter if regulated or not.
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