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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. lvl155+rl[view] [source] 2025-08-02 16:40:02
>>wallfl+(OP)
Healthcare in the US is broken and they won’t let you fix it because the money is too good. Think about the fact that PBMs, which is there to save and manage on pharma is incentivized to promote drug price inflation. That’s just one “small” piece of this clusterf*k. It’s layers and layers of these convoluted system of incentives.

As to OP, the simplest solution is to move out of the US early enough or become “poor” enough and be in a wealthy blue state by the time you get to this predicament.

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2. refurb+yA1[view] [source] 2025-08-03 03:21:02
>>lvl155+rl
The fun part is that government intervention has driven a lot of the messed up things about US healthcare.

Super inflated prices nobody pays? - law on “U&C prices”

Consolidation of small oncology clinics into huge hospital systems? - law on 340B prices

All of these laws were put into place in an attempt at regulating prices, and as a result, entities exploited the law to give themselves even more profit than if the laws never existed.

Now that’s not to argue the government is solely at fault, but it’s remarkable how much government intervention had made the US system worse, not better.

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