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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. lvl155+rl[view] [source] 2025-08-02 16:40:02
>>wallfl+(OP)
Healthcare in the US is broken and they won’t let you fix it because the money is too good. Think about the fact that PBMs, which is there to save and manage on pharma is incentivized to promote drug price inflation. That’s just one “small” piece of this clusterf*k. It’s layers and layers of these convoluted system of incentives.

As to OP, the simplest solution is to move out of the US early enough or become “poor” enough and be in a wealthy blue state by the time you get to this predicament.

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2. silisi+lP[view] [source] 2025-08-02 20:00:36
>>lvl155+rl
Healthcare is little more than a jobs program at this point.

I believe it is the largest industry by employment in every single state now.

That compounds the problem even further. Really fixing it would put a double digit percentage of people out of work. I'm all for it, but I can see why politicians are hesitant.

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3. esseph+441[view] [source] 2025-08-02 21:38:58
>>silisi+lP
I'm not so sure.

If we fix healthcare costs we can spend more on hospitals. With more hospitals means more jobs and more competitive care costs.

In addition, a lot of those insurance jobs are facing pressure from "AI".

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