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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. GnarfG+Th[view] [source] 2025-08-02 16:14:33
>>wallfl+(OP)
There are three things a nation needs to accept about universal health care:

(1) It’s expensive (2) Everybody has to pay (3) The government’s gotta run it

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2. bradle+3p[view] [source] 2025-08-02 17:03:04
>>GnarfG+Th
It’s not a matter of acceptance. We can’t accept the cost of anything consistently growing at a rate faster than GDP. That’s just math, not ethics or political choice theory or anything else. Health care cost growth is going to slow one way or the another.
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3. toomuc+1s[view] [source] 2025-08-02 17:22:14
>>bradle+3p
But growth is also going to slow due to demographics, and this is unavoidable. Are we going to prioritize caring for humans? Or line goes up? Because line goes up is going to hit the demographic wall eventually.

https://www.mckinsey.com/mgi/our-research/dependency-and-dep...

https://www.cato.org/cato-journal/spring/summer-2018/demogra...

https://www.cato.org/commentary/clear-eyed-look-our-demograp...

https://www.sas.upenn.edu/~jesusfv/Slides_London.pdf

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