>>stavro+mb
I'm unsure how paying with your phone is any more convenient. Sure the wallet requires you to open your wallet, but is that too much effort? I'd rather just pay in cash.
Pocket > Phone > Double Tap pay button -> Tap
Pocket > Open Wallet > Take card out -> Tap
I suppose it's may be more convenient carrying just your phone and not your wallet but I prefer both. Or does America not have tappable Chip&Pin yet?