Claude, Gemini, Copilot and and ChatGPT are non-starters for privacy-minded folks.
So far, local experiements with agents have left me underwhelmed. Tried everything on ollama that can run on my dedicated Ryzen 8700G with 96GB DDR5. I'm ready to blow ~10-15k USD on a better rig if I see value in it but if I extrapolate current results I believe it'll be another CPU generation before I can expect positive productivity output from properly securely running local models when factoring in the setup and meta.