>>net01+(OP)
I love Copilot in VSCode. I have it set to use Claude most of the time, but it let's you pick your fav LLM, for it to use. I just open the files I'm going to refactor, type into the chat window what I want done, click 'accept' on every code change it recommends in it's answer, causing VSCode to auto-merge the changes into my code. Couldn't possibly be simpler. Then I scrutinize and test. If anything went wrong I just use GitLens to rollback the change, but that's very rare.
Especially now that Copilot supports MCP I can plug in my own custom "Tools" (i.e. Function calling done by the AI Agent), and I have everything I need. Never even bothered trying Cursor or Windsurf, which i'm sure are great too, but _mainly_ since they're just forks of VSCode, as the IDE.