zlacker

>>moelf+(OP)
I love GrapheneOS. The biggest downside is that Google integrity API block wireless payments in Google Pay. All Dutch banks now advertise to install Google pay for wireless payments. I've tried asking Google to support GrapheneOS but they told me to do a feature request. Which I did and got no reply to. I've contacted the consumer market authority and made a formal complaint since Google and Apple share effectively a contactless payments duopoly and decide which OS distributions get access. Those are closed source and usually bundled with a lot of spyware. I also explained how the Google integrity API might affect banking availability in the future (and already does for some banking apps). They took it very seriously and I hope to hear from them in the future.

>>verslu+1B
> All Dutch banks now advertise to install Google pay for wireless payments.

That sounds like a very big mistake to me. And a missed opportunity: in some countries, banked work together to develop their own systems. People can send money to each other and pay everywhere with a small app that is not BigTech from the US.

I think there should be such an app in every country; you don't want your payment system to fully depend on US companies.

>>palata+YG
Dutch banks did this, it is called iDeal: https://www.ideal.nl/en/

iDeal is ubiquitous in The Netherlands for individuals sending money to each other, and for online payments. However it does not support NFC payments in physical stores. Dutch banks decided to go with Google/Apple wallet for this. I believe in the longer term Wero https://wero-wallet.eu/ (and potentially the digital euro https://www.ecb.europa.eu/euro/digital_euro/html/index.en.ht...) is supposed to take over this usecase in the EU.

>>sushib+vI
That sounds good! Instead of NFC, they could use QR codes. All the payment terminals can show a QR code, and it's even possible to print a QR code on a piece of paper without the need for the terminal.

Twint does that. They started trying to make it "seamless" with NFC, but couldn't do it because of Apple (maybe now with the DMA it may change) and went for some kind of weird bluetooth stuff. Nobody used it. Then they moved to QR codes, and it quickly got very popular.

Everybody understands QR codes. No need to know whether your phone supports NFC or not, no need to go check if NFC is enabled in the settings, nothing. Everybody understands that they need to scan the QR code with their camera, period. Seems perfect to me.