That sounds like a very big mistake to me. And a missed opportunity: in some countries, banked work together to develop their own systems. People can send money to each other and pay everywhere with a small app that is not BigTech from the US.
I think there should be such an app in every country; you don't want your payment system to fully depend on US companies.
iDeal is ubiquitous in The Netherlands for individuals sending money to each other, and for online payments. However it does not support NFC payments in physical stores. Dutch banks decided to go with Google/Apple wallet for this. I believe in the longer term Wero https://wero-wallet.eu/ (and potentially the digital euro https://www.ecb.europa.eu/euro/digital_euro/html/index.en.ht...) is supposed to take over this usecase in the EU.