Not everyone has the ability to act on said 'choice' and risk their jobs, income, benefits.
It's not that easy.
"Im used to spending too much money so in order to not getting a minimal pay cut im gonna work on unethical proyects." Isthe kind of insane thinking only people at HN seem to say without flinching.
Like at that point do not work at google, write ransomware for a company in Russia, they will pay even more money. Make bio weapons for a dictator in a civil war afflicted country of the third world. If Life style creep and your new Tesla to drive your kids to the private school is the only thing keeping you in check, you might as well trade stocks against life expectancy based on obesity reports and climate change effects on coastal areas.