And even if I was swimming in money, it's often easier to just download the shows I want and watch them on Plex/Jellyfin than trying to navigate the (often ad-riddled) interfaces of the various platforms and finding where the content I want is.
One example is Rick and Morty, it's made by Adult Swim, but they don't have a streaming service in Canada. It seems to be on Primevideo but under a different system than their regular content. The other way to watch it is to buy it from my cable provider (I don't have cable). So to watch a 20-minutes animated show I'd have to take a +40$ subscription.
I'm not quite there yet, but even when i already pay for the service (for example Amazon) i'm tempted to pirate it. My local Plex server is so much more usable than Amazon's terrible streaming app. Amazon's app freezes frequently for me, gets loading widgets stuck overlaying the movie/show, etc.
I'm debating finding a way to download shows i pay for and then watch them locally. A bit of a grey area between paying and pirating, but i'm done with their crap UXs.
I'll avoid pirating as long as i can because i make plenty to justify not pirating; but i will gladly solve their terrible UX problems myself if i am able. I am paying for it after all. TOS be damned.