And even if I was swimming in money, it's often easier to just download the shows I want and watch them on Plex/Jellyfin than trying to navigate the (often ad-riddled) interfaces of the various platforms and finding where the content I want is.
One example is Rick and Morty, it's made by Adult Swim, but they don't have a streaming service in Canada. It seems to be on Primevideo but under a different system than their regular content. The other way to watch it is to buy it from my cable provider (I don't have cable). So to watch a 20-minutes animated show I'd have to take a +40$ subscription.
You could claim that by pirating you’re instead protesting about the fragmentation of the streaming landscape and are holding out for an everything-in-one-place service like Spotify/Apple Music but I’m not sure you’ll get far with it due to the nature of the movie industry.
Personally I think you’re probably better off with the rotation approach - after a few economic cycles, the streaming services that aren’t pulling in enough subscribers will end up getting bought by bigger competitors and we’ll probably end up with just a few big ones standing. I don’t think Apple or Prime are going anywhere because they‘re supported by other aspects of the company. Marvel, Star Wars and just general franchise fatigue is kicking in for Disney but they’re always going to have the kid stuff to fall back on so I think they’re safe as well. Which leaves Netflix, Paramount, HBO, Hulu etc scrapping each other for anyone without kids or who don’t mind the extra subscription.