zlacker

>>EthanH+(OP)
Here in Norway we have BankID which uses MFA. To access any government, banking, or official system you have to authenticate with your BankID.

Its simple amazing.

>>adream+NC
The problem with BankID is that for older accounts, there's no real guarantee you are who you claim to be.

I mean, sure, my bank in Norway has my account tied to a person number, but they don't actually know that when I log in with bankid that I really am the person associated with that person number. --Theoretically the post office was supposed to verify my identity before they gave me the packet containing the code brick, but they forgot to do so - this was over 10 years ago before they had to register the ID details.

So basically I have a highly trusted way of authenticating to financial and government services in Norway even though nobody actually knows that I am who I claimed to be when I opened the bank account, setup bankid, etc.