This really isn't all that different than what is happening elsewhere across the world today. Your Uber rider score represents your "social credit" for that service. Your Airbnb guest reviews impact if you will be allowed to rent a room. Each platform is putting social credit in place via crowd-sourced "trust"
EDIT: I don't mean to minimize China's human rights violations, but to posture that independently of central control many companies are implementing their own versions of these systems, which can have _some_ of the same effects in terms of losing access to services. Obviously one's Uber scores won't put you in jail / detainment camp and I was not intended to imply such.
The Chinese surveillance state is incredibly more massive and pervasive, the list of infractions includes incredibly more minor actions (and include political speech that is in anyway dissident), the consequences of a low score are so much more dire (unable to fly, travel, live in certain places, etc).
... and even degree of monopoly on violence. Uber can do quite a bit of damage to a person by choosing to refuse service if someone needs to urgently be somewhere (or away from somewhere). Airbnb is controlling access to safe shelter. If Amazon grocery stores took off, having a bad Amazon account could deny a person access to food.
I don't think it would take more than a handful of gig-economy service corporations unifying under one umbrella of data-sharing for the average American to start experiencing something a bit similar to the Chinese experience of social score. For now, there's no incentive for them to do so.
If you have an Uber or Airbnb score low enough to get banned from the platform, you're the problem and you'd have a very hard time arguing otherwise once you start revealing the reviews people have left you.
You're probably vomiting in Uber cars every weekend when you get blackout drunk and destroying property on Airbnb.
Maybe other people should know these things about you before they accidentally do business with you. Of course, once I think of actual implementation of such a thing, I only encounter showstoppers and ay, there's the rub. But the goal doesn't seem categorically wrong.
Though I also admit the inability to have a practical implementation that works is a good reason to condemn anything. I'm just radicalized by horrible ex-tenants and like to smile as I ponder the utopia where trashing my place echoes in their lives forever.
It's like... If anyone's been to Disney World, they're familiar with what an all-encompassing experience that is. Now imagine Disney World ran 75% of Florida. And could bar you from the premises for violating its rules...
For example, imagine if you couldn't buy plane tickets because you didn't sit through enough critical race theory white-guilty training.