zlacker

>>rapnie+(OP)
I'd be interested in figuring out how I can use this to my advantage. For example, create a persona online that is optimal to lenders, employers and even the government.

The issue is my "real self" is uninterested in participating in these networks, even if to create a fake persona.

Maybe it could be automated, or outsourced?

>>josefr+qg
I don't think that would really fly. You may get served a higher class of ads, but if you go apply for a loan or a job, you still have to disclose your real self.

>>tootie+Di
> but if you go apply for a loan or a job, you still have to disclose your real self

Then doesn't this discount the threat being posed by the "Social Cooling" theory? If social media activity doesn't matter "when it comes down to real transactions" shouldn't we be less worried?

I think the answer is somewhere in the middle. Obviously you can't "social media fake" your way into a mortgage (I hope) but it may stop you from getting a job or being elected to office.

>>josefr+Gj
Financial transactions have better tracking like credit scores and credit history, or things like your income/debt ratio.

> but it may stop you from getting a job or being elected to office.

This is more of the problem - the social impact eventually leads to financial impact.