It's true, but you need to realize that you're qualified enough only when you understand that you shouldn't roll out your own crypto.
In my opinion, the only person who has credibly demonstrated being able to roll his own crypto is djb (http://cr.yp.to/)
> but isn’t all security obscuring something,
Keeping a secret isn't "obscuring" something, it's hiding it entirely. Security through obscurity is bad because it relies on attackers being dumb. The smartest person in the world cannot be expected to guess a well chosen and kept secret.